WTC Settlement Frequently Asked Questions

Eligible plaintiffs

• Who is eligible to participate in this settlement process?

Settling Defendants

• What Defendants are involved in this settlement process?

Non-Settling Defendants

• What Defendants are not involved in this settlement process?

Injury Classification

• How were the injury categories determined?
• What injury categories am I in?
• Can I appeal the allocation neutral’s determination?

Settlement Amounts

• What is the global settlement amount?
• How was the global settlement amount determined?
• How will the money be allocated to my case?

Decline Settlement

• Can I decline to accept the settlement?
• If I decline the settlement offer will you continue to represent me?
• Can I decline the settlement and hire another lawyer?

Zadroga Act

• If I opt-in to this settlement will I be entitled to any benefits under the Zadroga Act that is before congress?

Timetable

• When will I be paid?
• What happens if 95% of the clients do not accept the offer?

Additional Money

• If I opt-in to this settlement what other money or benefits am I eligible for?

Miscellaneous

• What do I have to Sign?
• What happens if my health or injuries get worse after settling?
• What is an Allocation Neutral and why do we have one?
• Is the money tax-free?
• What happens if I have additional medical records that were not provided to my attorneys?
• What do I have to disclose to my insurance companies (life, health, etc.)?
• If I am later diagnosed with additional injuries related to my WTC exposure can I file a claim against the City and its contractors?
• Will my spouse or do my children receive any of my settlement proceeds?
• Is this settlement final?
• What type of proof will plaintiffs need to show in order to receive payment under this settlement process?
• Who is the Allocation Neutral?
• How are the categories of injuries valued?
• Is there future medical monitoring in the settlement?
• Why is the WTC Captive Insurance Company not offering the entire $1 billion allocated to it by FEMA?
• What medical records are eligible for this settlement?
• Is Post Traumatic Stress Disorder taken into consideration?
• What -- if anything -- happens to the interest that is earned on the settlement money?
• Will my Workers’ Compensation Benefits be affected by this settlement?